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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,111 | $217,432-51.7% | $185,849-43.4% | $167,536-37.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 0.03% | 148.42%-148.4pp | 122.10%-122.1pp | 478.82%-478.8pp |
| Employer contribution / active EE | $39,278 | $5,875+568.6% | $5,169+659.9% | $4,839+711.7% |
| Participant deferral / active EE | $25,736 | $6,357+304.8% | $5,569+362.1% | $6,342+305.8% |
| Admin fee / account holder | $243 | $19,818-98.8% | $16,244-98.5% | $12,315-98.0% |