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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,544 | $142,392-8.3% | $119,622+9.1% | $134,532-3.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -21.47% | -12.46%-9.0pp | -14.98%-6.5pp | 418.27%-439.7pp |
| Employer contribution / active EE | $2,155 | $5,224-58.7% | $4,232-49.1% | $4,741-54.5% |
| Participant deferral / active EE | $6,576 | $6,467+1.7% | $5,601+17.4% | $6,401+2.7% |
| Admin fee / account holder | $1,983 | $13,593-85.4% | $10,328-80.8% | $11,429-82.6% |