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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,068 | $77,920+0.2% | $149,723-47.9% | $75,177+3.8% |
| Participation rate | 92.6% | 65.6%+27.0pp | 78.8%+13.8pp | 67.2%+25.4pp |
| Annual return | 18.31% | 31.72%-13.4pp | 134.50%-116.2pp | 160.75%-142.4pp |
| Employer contribution / active EE | $8,969 | $3,138+185.8% | $4,821+86.0% | $2,671+235.8% |
| Participant deferral / active EE | $7,969 | $3,411+133.6% | $5,682+40.2% | $4,126+93.1% |
| Admin fee / account holder | $811 | $5,951-86.4% | $13,215-93.9% | $5,651-85.7% |