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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,032 | $165,381-91.5% | $149,730-90.6% | $158,966-91.2% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 88.75% | 348.29%-259.5pp | 276.70%-188.0pp | 302.95%-214.2pp |
| Employer contribution / active EE | $2,841 | $5,104-44.3% | $4,645-38.8% | $4,762-40.4% |
| Participant deferral / active EE | $9,824 | $7,182+36.8% | $6,843+43.6% | $5,983+64.2% |
| Admin fee / account holder | $1,143 | $10,809-89.4% | $9,310-87.7% | $11,250-89.8% |