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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,291 | $114,712-62.3% | $173,730-75.1% | $87,485-50.5% |
| Participation rate | 80.7% | 73.0%+7.7pp | 79.6%+1.1pp | 68.9%+11.8pp |
| Annual return | 191.09% | 20.18%+170.9pp | 19.96%+171.1pp | 26.06%+165.0pp |
| Employer contribution / active EE | $2,253 | $2,904-22.4% | $4,577-50.8% | $2,596-13.2% |
| Participant deferral / active EE | $4,087 | $4,642-12.0% | $6,326-35.4% | $4,274-4.4% |
| Admin fee / account holder | $1,061 | $10,210-89.6% | $17,523-93.9% | $7,775-86.3% |