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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,291 | $108,825-60.2% | $156,181-72.3% | $82,448-47.5% |
| Participation rate | 80.7% | 72.4%+8.3pp | 78.8%+1.9pp | 68.1%+12.6pp |
| Annual return | 191.09% | 20.59%+170.5pp | 64.87%+126.2pp | 41.64%+149.5pp |
| Employer contribution / active EE | $2,253 | $2,870-21.5% | $4,294-47.5% | $2,551-11.7% |
| Participant deferral / active EE | $4,087 | $4,577-10.7% | $6,132-33.4% | $4,139-1.3% |
| Admin fee / account holder | $1,061 | $9,341-88.6% | $14,586-92.7% | $7,234-85.3% |