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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,566 | $89,367+209.5% | $141,191+95.9% | $72,975+279.0% |
| Participation rate | 93.1% | 75.1%+18.0pp | 82.5%+10.6pp | 69.5%+23.6pp |
| Annual return | 21.27% | 111.87%-90.6pp | 71.41%-50.1pp | 81.01%-59.7pp |
| Employer contribution / active EE | $15,675 | $3,115+403.2% | $4,736+231.0% | $2,440+542.4% |
| Participant deferral / active EE | $12,733 | $5,419+135.0% | $6,710+89.8% | $3,608+252.9% |
| Admin fee / account holder | $3,172 | $5,957-46.8% | $10,264-69.1% | $5,124-38.1% |