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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,879 | $34,316+164.8% | $74,722+21.6% | $72,975+24.5% |
| Participation rate | 14.9% | 42.4%-27.5pp | 54.5%-39.6pp | 69.5%-54.6pp |
| Annual return | 24.10% | 26.58%-2.5pp | 753.11%-729.0pp | 81.01%-56.9pp |
| Employer contribution / active EE | $286 | $692-58.6% | $1,084-73.6% | $2,440-88.3% |
| Participant deferral / active EE | $503 | $1,272-60.4% | $1,963-74.4% | $3,608-86.0% |
| Admin fee / account holder | $3,173 | $2,125+49.3% | $3,335-4.8% | $5,124-38.1% |