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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,582 | $209,425-33.8% | $178,499-22.4% | $158,966-12.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 2.36% | 188.80%-186.4pp | 151.10%-148.7pp | 302.95%-300.6pp |
| Employer contribution / active EE | $5,728 | $5,707+0.4% | $5,011+14.3% | $4,762+20.3% |
| Participant deferral / active EE | $11,925 | $5,955+100.3% | $5,202+129.2% | $5,983+99.3% |
| Admin fee / account holder | $5,236 | $17,078-69.3% | $13,986-62.6% | $11,250-53.5% |