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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,179 | $48,053+66.9% | $84,628-5.3% | $72,975+9.9% |
| Participation rate | 44.7% | 57.6%-12.9pp | 68.2%-23.6pp | 69.5%-24.8pp |
| Annual return | 22.97% | 37.39%-14.4pp | 258.80%-235.8pp | 81.01%-58.0pp |
| Employer contribution / active EE | $0 | $1,602-100.0% | $2,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,764 | $2,681+3.1% | $3,900-29.1% | $3,608-23.4% |
| Admin fee / account holder | $6,491 | $3,395+91.2% | $4,914+32.1% | $5,124+26.7% |