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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,267 | $85,766-62.4% | $136,298-76.3% | $70,126-54.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 8.98% | 31.46%-22.5pp | 5156.27%-5147.3pp | 73.15%-64.2pp |
| Employer contribution / active EE | $2,271 | $2,966-23.4% | $4,696-51.6% | $2,343-3.1% |
| Participant deferral / active EE | $13,577 | $5,051+168.8% | $6,247+117.3% | $3,332+307.5% |
| Admin fee / account holder | $23,192 | $5,421+327.8% | $9,244+150.9% | $4,645+399.2% |