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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,725 | $102,422-40.7% | $147,117-58.7% | $80,959-25.0% |
| Participation rate | 63.6% | 75.9%-12.2pp | 82.2%-18.5pp | 67.7%-4.0pp |
| Annual return | 12.97% | 135.16%-122.2pp | 420.54%-407.6pp | 35.67%-22.7pp |
| Employer contribution / active EE | $3,185 | $3,717-14.3% | $4,932-35.4% | $2,757+15.5% |
| Participant deferral / active EE | $5,714 | $6,652-14.1% | $8,065-29.1% | $4,300+32.9% |
| Admin fee / account holder | $1,358 | $7,953-82.9% | $12,993-89.6% | $6,925-80.4% |