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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,725 | $102,382-40.7% | $147,005-58.7% | $80,874-24.9% |
| Participation rate | 63.6% | 75.8%-12.2pp | 82.2%-18.5pp | 67.6%-4.0pp |
| Annual return | 12.97% | 134.89%-121.9pp | 418.76%-405.8pp | 35.62%-22.6pp |
| Employer contribution / active EE | $3,185 | $3,715-14.3% | $4,934-35.5% | $2,756+15.6% |
| Participant deferral / active EE | $5,714 | $6,646-14.0% | $8,070-29.2% | $4,297+33.0% |
| Admin fee / account holder | $1,358 | $7,942-82.9% | $13,006-89.6% | $6,935-80.4% |