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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,427 | $112,131-72.9% | $95,964-68.3% | $158,982-80.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 24.20% | 171.19%-147.0pp | 91.64%-67.4pp | 302.99%-278.8pp |
| Employer contribution / active EE | $2,998 | $3,199-6.3% | $2,541+18.0% | $4,763-37.1% |
| Participant deferral / active EE | $6,247 | $4,784+30.6% | $4,167+49.9% | $5,983+4.4% |
| Admin fee / account holder | $1,053 | $10,136-89.6% | $6,797-84.5% | $11,252-90.6% |