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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,992 | $81,276+53.8% | $155,574-19.7% | $80,925+54.5% |
| Participation rate | 66.2% | 66.2%0pp | 78.2%-12.0pp | 67.7%-1.4pp |
| Annual return | 13.51% | 33.36%-19.8pp | 64.87%-51.4pp | 35.65%-22.1pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $4,676-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $5,161 | $3,453+49.5% | $5,629-8.3% | $4,299+20.1% |
| Admin fee / account holder | $7,004 | $7,993-12.4% | $15,914-56.0% | $6,940+0.9% |