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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,992 | $81,358+53.6% | $155,556-19.6% | $80,959+54.4% |
| Participation rate | 66.2% | 66.3%0pp | 78.2%-12.0pp | 67.7%-1.4pp |
| Annual return | 13.51% | 33.39%-19.9pp | 64.84%-51.3pp | 35.67%-22.2pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,161 | $3,455+49.4% | $5,631-8.3% | $4,300+20.0% |
| Admin fee / account holder | $7,004 | $7,994-12.4% | $15,885-55.9% | $6,925+1.1% |