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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,032 | $98,766+195.7% | $149,730+95.0% | $79,852+265.7% |
| Participation rate | 91.0% | 75.8%+15.3pp | 82.5%+8.6pp | 69.6%+21.4pp |
| Annual return | 15.93% | 27.43%-11.5pp | 276.70%-260.8pp | 31.72%-15.8pp |
| Employer contribution / active EE | $20,894 | $3,217+549.5% | $4,645+349.8% | $2,471+745.5% |
| Participant deferral / active EE | $13,732 | $5,681+141.7% | $6,843+100.7% | $3,740+267.1% |
| Admin fee / account holder | $30,419 | $6,052+402.6% | $9,310+226.7% | $5,306+473.3% |