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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,158 | $94,529+218.6% | $140,019+115.1% | $64,173+369.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -5.79% | 7.77%-13.6pp | 651.17%-657.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $20,965 | $3,812+449.9% | $5,605+274.0% | $2,381+780.6% |
| Participant deferral / active EE | $19,866 | $5,250+278.4% | $6,927+186.8% | $3,470+472.6% |
| Admin fee / account holder | $10,551 | $6,741+56.5% | $10,705-1.4% | $4,887+115.9% |