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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,744 | $77,920-45.1% | $149,723-71.5% | $75,177-43.1% |
| Participation rate | 33.3% | 65.6%-32.2pp | 78.8%-45.4pp | 67.2%-33.9pp |
| Annual return | 15.72% | 31.72%-16.0pp | 134.50%-118.8pp | 160.75%-145.0pp |
| Employer contribution / active EE | $636 | $3,138-79.7% | $4,821-86.8% | $2,671-76.2% |
| Participant deferral / active EE | $1,055 | $3,411-69.1% | $5,682-81.4% | $4,126-74.4% |
| Admin fee / account holder | $95 | $5,951-98.4% | $13,215-99.3% | $5,651-98.3% |