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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,431 | $104,937+92.0% | $84,628+138.0% | $152,897+31.7% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 21.58% | 373.88%-352.3pp | 258.80%-237.2pp | 345.43%-323.9pp |
| Employer contribution / active EE | $20,549 | $3,303+522.1% | $2,653+674.6% | $4,764+331.4% |
| Participant deferral / active EE | $12,500 | $4,690+166.5% | $3,900+220.5% | $5,851+113.6% |
| Admin fee / account holder | $20,372 | $6,243+226.3% | $4,914+314.6% | $11,599+75.6% |