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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,982 | $176,402+62.1% | $134,162+113.2% | $158,982+79.9% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 10.54% | 63.66%-53.1pp | 36.35%-25.8pp | 302.99%-292.5pp |
| Employer contribution / active EE | $18,800 | $5,042+272.9% | $3,705+407.4% | $4,763+294.7% |
| Participant deferral / active EE | $0 | $4,093-100.0% | $3,500-100.0% | $5,983-100.0% |
| Admin fee / account holder | $588 | $8,719-93.3% | $6,685-91.2% | $11,252-94.8% |