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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,972 | $49,199+253.6% | $121,210+43.5% | $75,177+131.4% |
| Participation rate | 39.0% | 55.4%-16.5pp | 69.5%-30.6pp | 67.2%-28.2pp |
| Annual return | 38.37% | 56.04%-17.7pp | 987.41%-949.0pp | 160.75%-122.4pp |
| Employer contribution / active EE | $861 | $1,547-44.4% | $4,171-79.4% | $2,671-67.8% |
| Participant deferral / active EE | $1,135 | $2,630-56.8% | $4,084-72.2% | $4,126-72.5% |
| Admin fee / account holder | $3,513 | $3,946-11.0% | $5,647-37.8% | $5,651-37.8% |