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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,026 | $52,353+284.0% | $120,225+67.2% | $82,448+143.8% |
| Participation rate | 77.8% | 58.3%+19.5pp | 69.6%+8.2pp | 68.1%+9.7pp |
| Annual return | 23.50% | 61.85%-38.3pp | 439.23%-415.7pp | 41.64%-18.1pp |
| Employer contribution / active EE | $825 | $1,510-45.4% | $3,475-76.3% | $2,551-67.7% |
| Participant deferral / active EE | $332 | $2,627-87.4% | $3,999-91.7% | $4,139-92.0% |
| Admin fee / account holder | $1,627 | $4,363-62.7% | $5,696-71.4% | $7,234-77.5% |