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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,321 | $107,368+209.5% | $92,915+257.7% | $152,909+117.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 16.95% | 145.64%-128.7pp | 109.45%-92.5pp | 345.46%-328.5pp |
| Employer contribution / active EE | $36,291 | $4,222+759.5% | $3,653+893.3% | $4,764+661.8% |
| Participant deferral / active EE | $17,444 | $4,848+259.8% | $4,238+311.6% | $5,851+198.1% |
| Admin fee / account holder | $702 | $7,082-90.1% | $5,796-87.9% | $11,601-93.9% |