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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,604 | $52,306-75.9% | $69,779-81.9% | $62,881-80.0% |
| Participation rate | 91.4% | 67.2%+24.2pp | 71.8%+19.6pp | 69.3%+22.1pp |
| Annual return | 7.00% | 13.35%-6.4pp | 12.99%-6.0pp | 20.14%-13.1pp |
| Employer contribution / active EE | $1,349 | $1,799-25.0% | $2,338-42.3% | $2,281-40.8% |
| Participant deferral / active EE | $1,325 | $2,395-44.7% | $2,931-54.8% | $3,203-58.6% |
| Admin fee / account holder | $3,974 | $3,691+7.7% | $4,381-9.3% | $4,296-7.5% |