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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,014 | $140,592+51.5% | $123,106+73.0% | $125,388+69.9% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -5.43% | 16.80%-22.2pp | 13.22%-18.6pp | 282.24%-287.7pp |
| Employer contribution / active EE | $6,771 | $6,041+12.1% | $5,151+31.4% | $4,866+39.1% |
| Participant deferral / active EE | $15,525 | $6,980+122.4% | $6,229+149.2% | $5,352+190.1% |
| Admin fee / account holder | $14,775 | $11,198+31.9% | $9,015+63.9% | $9,541+54.9% |