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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,289 | $85,766+27.4% | $136,298-19.8% | $70,126+55.8% |
| Participation rate | 74.1% | 74.2%-0.1pp | 81.9%-7.8pp | 69.5%+4.5pp |
| Annual return | 13.74% | 31.46%-17.7pp | 5156.27%-5142.5pp | 73.15%-59.4pp |
| Employer contribution / active EE | $2,841 | $2,966-4.2% | $4,696-39.5% | $2,343+21.3% |
| Participant deferral / active EE | $5,670 | $5,051+12.2% | $6,247-9.2% | $3,332+70.2% |
| Admin fee / account holder | $3,443 | $5,421-36.5% | $9,244-62.8% | $4,645-25.9% |