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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,958 | $171,867+131.0% | $149,721+165.1% | $147,586+169.0% |
| Participation rate | 80.0% | 88.2%-8.2pp | 87.1%-7.1pp | 82.8%-2.8pp |
| Annual return | 18.23% | 2113.36%-2095.1pp | 1501.67%-1483.4pp | 578.59%-560.4pp |
| Employer contribution / active EE | $14,407 | $6,275+129.6% | $5,444+164.6% | $4,876+195.4% |
| Participant deferral / active EE | $17,127 | $7,270+135.6% | $6,568+160.8% | $5,439+214.9% |
| Admin fee / account holder | $905 | $13,799-93.4% | $11,282-92.0% | $10,886-91.7% |