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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,558 | $100,970-1.4% | $96,576+3.1% | $137,256-27.5% |
| Participation rate | 46.7% | 82.6%-35.9pp | 81.4%-34.8pp | 80.0%-33.3pp |
| Annual return | 14.81% | 38.16%-23.4pp | 38.47%-23.7pp | 220.34%-205.5pp |
| Employer contribution / active EE | $575 | $3,809-84.9% | $3,553-83.8% | $4,156-86.2% |
| Participant deferral / active EE | $3,528 | $8,286-57.4% | $7,956-55.7% | $6,407-44.9% |
| Admin fee / account holder | $553 | $11,312-95.1% | $11,381-95.1% | $12,270-95.5% |