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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,027 | $108,882+361.1% | $96,754+418.9% | $154,746+224.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 7.80% | 98.39%-90.6pp | 82.04%-74.2pp | 172.34%-164.5pp |
| Employer contribution / active EE | $15,000 | $3,018+397.0% | $2,679+459.9% | $4,379+242.5% |
| Participant deferral / active EE | $3,250 | $5,323-38.9% | $4,758-31.7% | $6,730-51.7% |
| Admin fee / account holder | $1,579 | $10,200-84.5% | $8,905-82.3% | $14,365-89.0% |