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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,027 | $97,125+416.9% | $86,233+482.2% | $137,256+265.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 7.80% | 74.19%-66.4pp | 61.39%-53.6pp | 220.34%-212.5pp |
| Employer contribution / active EE | $15,000 | $2,841+427.9% | $2,504+499.0% | $4,156+260.9% |
| Participant deferral / active EE | $3,250 | $5,180-37.3% | $4,559-28.7% | $6,407-49.3% |
| Admin fee / account holder | $1,579 | $9,725-83.8% | $8,342-81.1% | $12,270-87.1% |