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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,987 | $57,352-23.3% | $83,831-47.5% | $64,173-31.5% |
| Participation rate | 94.1% | 68.6%+25.5pp | 76.1%+18.0pp | 69.6%+24.5pp |
| Annual return | -8.00% | 11.38%-19.4pp | 850.99%-859.0pp | 7.63%-15.6pp |
| Employer contribution / active EE | $3,515 | $2,546+38.1% | $3,631-3.2% | $2,381+47.7% |
| Participant deferral / active EE | $6,294 | $2,993+110.3% | $4,082+54.2% | $3,470+81.4% |
| Admin fee / account holder | $2,116 | $4,046-47.7% | $5,479-61.4% | $4,887-56.7% |