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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,883 | $169,361-74.7% | $129,397-66.9% | $145,877-70.6% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 7.71% | 14395.54%-14387.8pp | 9453.98%-9446.3pp | 551.28%-543.6pp |
| Employer contribution / active EE | $0 | $5,542-100.0% | $4,154-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,250 | $4,987-34.8% | $4,167-22.0% | $6,691-51.4% |
| Admin fee / account holder | $408 | $9,903-95.9% | $7,679-94.7% | $13,402-97.0% |