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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,625 | $115,810+144.9% | $101,271+180.1% | $158,966+78.4% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.8pp |
| Annual return | 15.10% | 56.15%-41.0pp | 46.48%-31.4pp | 302.95%-287.8pp |
| Employer contribution / active EE | $7,040 | $4,175+68.6% | $3,660+92.4% | $4,762+47.8% |
| Participant deferral / active EE | $8,663 | $4,958+74.7% | $4,371+98.2% | $5,983+44.8% |
| Admin fee / account holder | $1,198 | $7,248-83.5% | $5,948-79.9% | $11,250-89.4% |