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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,427 | $175,259-58.7% | $149,723-51.6% | $139,487-48.1% |
| Participation rate | 94.4% | 83.4%+11.1pp | 78.8%+15.7pp | 80.3%+14.1pp |
| Annual return | 49.44% | 166.82%-117.4pp | 134.50%-85.1pp | 373.84%-324.4pp |
| Employer contribution / active EE | $3,758 | $5,478-31.4% | $4,821-22.1% | $4,755-21.0% |
| Participant deferral / active EE | $9,923 | $6,522+52.2% | $5,682+74.6% | $6,713+47.8% |
| Admin fee / account holder | $876 | $16,158-94.6% | $13,215-93.4% | $11,407-92.3% |