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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,244 | $127,296-57.4% | $109,907-50.6% | $167,536-67.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | -8.73% | 22.97%-31.7pp | 29.46%-38.2pp | 478.82%-487.5pp |
| Employer contribution / active EE | $0 | $3,325-100.0% | $2,844-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $12,450 | $4,513+175.9% | $4,047+207.7% | $6,342+96.3% |
| Admin fee / account holder | $25,895 | $7,119+263.7% | $6,069+326.7% | $12,315+110.3% |