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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,677 | $109,359-86.6% | $162,185-91.0% | $72,976-79.9% |
| Participation rate | 62.5% | 84.3%-21.8pp | 87.6%-25.1pp | 69.5%-7.0pp |
| Annual return | 0.00% | 25.46%-25.5pp | 115.61%-115.6pp | 81.02%-81.0pp |
| Employer contribution / active EE | $3,188 | $3,907-18.4% | $5,613-43.2% | $2,440+30.6% |
| Participant deferral / active EE | $6,604 | $5,481+20.5% | $7,297-9.5% | $3,608+83.0% |
| Admin fee / account holder | $29 | $7,972-99.6% | $10,844-99.7% | $5,124-99.4% |