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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,029 | $138,393-51.6% | $184,256-63.6% | $80,959-17.2% |
| Participation rate | 60.5% | 83.9%-23.4pp | 86.8%-26.3pp | 67.7%-7.1pp |
| Annual return | 11.62% | 20.01%-8.4pp | 28.85%-17.2pp | 35.67%-24.0pp |
| Employer contribution / active EE | $0 | $4,847-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $10,227 | $7,076+44.5% | $9,133+12.0% | $4,300+137.8% |
| Admin fee / account holder | $3,389 | $10,489-67.7% | $13,899-75.6% | $6,925-51.1% |