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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,856 | $160,040-55.7% | $147,096-51.8% | $145,877-51.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.40% | 98.49%-84.1pp | 419.75%-405.3pp | 551.28%-536.9pp |
| Employer contribution / active EE | $419 | $5,289-92.1% | $4,936-91.5% | $4,663-91.0% |
| Participant deferral / active EE | $15,586 | $8,429+84.9% | $8,071+93.1% | $6,691+133.0% |
| Admin fee / account holder | $5,723 | $15,050-62.0% | $13,005-56.0% | $13,402-57.3% |