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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,309 | $135,956-64.5% | $123,894-61.0% | $273,972-82.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 2.45% | 56.63%-54.2pp | 47.52%-45.1pp | 41.46%-39.0pp |
| Employer contribution / active EE | $2,099 | $5,170-59.4% | $4,617-54.5% | $4,869-56.9% |
| Participant deferral / active EE | $12,831 | $6,343+102.3% | $5,984+114.4% | $5,287+142.7% |
| Admin fee / account holder | $19,483 | $9,817+98.4% | $8,357+133.1% | $10,133+92.3% |