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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,790 | $162,812+10.4% | $133,971+34.2% | $158,966+13.1% |
| Participation rate | 33.3% | 83.2%-49.9pp | 79.8%-46.5pp | 82.0%-48.6pp |
| Annual return | 15.42% | 41.94%-26.5pp | 45.09%-29.7pp | 302.95%-287.5pp |
| Employer contribution / active EE | $2,046 | $4,976-58.9% | $3,919-47.8% | $4,762-57.0% |
| Participant deferral / active EE | $2,932 | $5,910-50.4% | $5,047-41.9% | $5,983-51.0% |
| Admin fee / account holder | $6,361 | $11,741-45.8% | $8,929-28.8% | $11,250-43.5% |