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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,008 | $150,447-14.3% | $136,298-5.3% | $147,586-12.6% |
| Participation rate | 82.4% | 84.4%-2.1pp | 81.9%+0.4pp | 82.8%-0.5pp |
| Annual return | 16.09% | 1049.15%-1033.1pp | 5156.27%-5140.2pp | 578.59%-562.5pp |
| Employer contribution / active EE | $5,420 | $5,256+3.1% | $4,696+15.4% | $4,876+11.1% |
| Participant deferral / active EE | $5,986 | $6,631-9.7% | $6,247-4.2% | $5,439+10.1% |
| Admin fee / account holder | $2,849 | $10,906-73.9% | $9,244-69.2% | $10,886-73.8% |