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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,960 | $175,231-48.1% | $149,696-39.2% | $139,466-34.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 2.82% | 166.77%-163.9pp | 134.46%-131.6pp | 373.66%-370.8pp |
| Employer contribution / active EE | $6,054 | $5,478+10.5% | $4,821+25.6% | $4,754+27.3% |
| Participant deferral / active EE | $7,887 | $6,521+20.9% | $5,682+38.8% | $6,712+17.5% |
| Admin fee / account holder | $254,360 | $16,155+1474.5% | $13,212+1825.2% | $11,409+2129.5% |