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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,406 | $160,040+185.8% | $147,096+211.0% | $145,877+213.6% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 6.67% | 98.49%-91.8pp | 419.75%-413.1pp | 551.28%-544.6pp |
| Employer contribution / active EE | $12,593 | $5,289+138.1% | $4,936+155.1% | $4,663+170.1% |
| Participant deferral / active EE | $18,180 | $8,429+115.7% | $8,071+125.2% | $6,691+171.7% |
| Admin fee / account holder | $7,175 | $15,050-52.3% | $13,005-44.8% | $13,402-46.5% |