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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,912 | $106,923-30.9% | $84,023-12.0% | $152,909-51.7% |
| Participation rate | 66.7% | 75.3%-8.6pp | 69.0%-2.4pp | 82.5%-15.8pp |
| Annual return | 8.38% | 105.02%-96.6pp | 71.32%-62.9pp | 345.46%-337.1pp |
| Employer contribution / active EE | $1,625 | $2,735-40.6% | $1,984-18.1% | $4,764-65.9% |
| Participant deferral / active EE | $5,873 | $4,013+46.4% | $3,239+81.3% | $5,851+0.4% |
| Admin fee / account holder | $505 | $8,289-93.9% | $6,102-91.7% | $11,601-95.7% |