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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,274 | $72,273+62.3% | $101,275+15.8% | $79,856+46.9% |
| Participation rate | 38.1% | 68.5%-30.4pp | 75.8%-37.7pp | 69.6%-31.5pp |
| Annual return | 11.29% | 22.30%-11.0pp | 46.48%-35.2pp | 31.71%-20.4pp |
| Employer contribution / active EE | $702 | $2,691-73.9% | $3,660-80.8% | $2,471-71.6% |
| Participant deferral / active EE | $2,109 | $3,282-35.7% | $4,371-51.7% | $3,741-43.6% |
| Admin fee / account holder | $28,740 | $4,401+553.0% | $5,948+383.2% | $5,306+441.6% |