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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,336 | $85,766-23.8% | $136,297-52.1% | $70,124-6.8% |
| Participation rate | 73.8% | 74.2%-0.3pp | 81.9%-8.1pp | 69.5%+4.3pp |
| Annual return | 11.50% | 31.45%-20.0pp | 5156.19%-5144.7pp | 73.14%-61.6pp |
| Employer contribution / active EE | $188 | $2,966-93.6% | $4,696-96.0% | $2,342-92.0% |
| Participant deferral / active EE | $5,704 | $5,051+12.9% | $6,247-8.7% | $3,332+71.2% |
| Admin fee / account holder | $1,504 | $5,420-72.3% | $9,244-83.7% | $4,645-67.6% |