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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,632 | $56,287-6.5% | $80,977-35.0% | $62,881-16.3% |
| Participation rate | 76.1% | 68.9%+7.1pp | 75.8%+0.3pp | 69.3%+6.8pp |
| Annual return | 8.17% | 22.13%-14.0pp | 17.11%-8.9pp | 20.14%-12.0pp |
| Employer contribution / active EE | $5,606 | $1,943+188.5% | $3,715+50.9% | $2,281+145.8% |
| Participant deferral / active EE | $4,474 | $4,196+6.6% | $5,696-21.5% | $3,203+39.7% |
| Admin fee / account holder | $434 | $3,742-88.4% | $5,517-92.1% | $4,296-89.9% |