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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,929 | $185,312+15.4% | $161,489+32.5% | $154,746+38.2% |
| Participation rate | 92.9% | 82.5%+10.4pp | 78.7%+14.2pp | 80.7%+12.2pp |
| Annual return | 12.95% | 103.84%-90.9pp | 89.72%-76.8pp | 172.34%-159.4pp |
| Employer contribution / active EE | $6,752 | $4,769+41.6% | $4,268+58.2% | $4,379+54.2% |
| Participant deferral / active EE | $7,082 | $6,350+11.5% | $5,630+25.8% | $6,730+5.2% |
| Admin fee / account holder | $1,670 | $18,654-91.0% | $16,006-89.6% | $14,365-88.4% |