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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,419 | $48,364+8.4% | $71,796-27.0% | $62,881-16.6% |
| Participation rate | 73.1% | 60.6%+12.5pp | 69.1%+4.0pp | 69.3%+3.8pp |
| Annual return | 4.87% | 13.16%-8.3pp | 78.04%-73.2pp | 20.14%-15.3pp |
| Employer contribution / active EE | $0 | $1,042-100.0% | $1,924-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,432 | $2,091+64.1% | $2,794+22.8% | $3,203+7.1% |
| Admin fee / account holder | $7,568 | $3,771+100.7% | $4,815+57.2% | $4,296+76.2% |