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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $658,202 | $69,012+853.8% | $160,009+311.4% | $68,486+861.1% |
| Participation rate | 96.3% | 65.4%+30.9pp | 78.0%+18.3pp | 67.9%+28.4pp |
| Annual return | -15.43% | -9.65%-5.8pp | 408.85%-424.3pp | -7.85%-7.6pp |
| Employer contribution / active EE | $18,229 | $2,212+723.9% | $4,225+331.4% | $2,597+602.0% |
| Participant deferral / active EE | $16,144 | $4,212+283.3% | $6,183+161.1% | $4,028+300.8% |
| Admin fee / account holder | $54,437 | $4,798+1034.5% | $8,715+524.6% | $5,404+907.4% |