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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,023 | $144,130-52.1% | $117,861-41.4% | $147,586-53.2% |
| Participation rate | 93.8% | 83.4%+10.3pp | 79.7%+14.1pp | 82.8%+10.9pp |
| Annual return | 13.95% | 531.20%-517.2pp | 335.11%-321.2pp | 578.59%-564.6pp |
| Employer contribution / active EE | $2,133 | $4,897-56.4% | $3,786-43.7% | $4,876-56.3% |
| Participant deferral / active EE | $6,274 | $5,316+18.0% | $4,482+40.0% | $5,439+15.4% |
| Admin fee / account holder | $492 | $10,887-95.5% | $8,021-93.9% | $10,886-95.5% |